Health Insurance


The University at Buffalo requires all full-time students to have health insurance coverage.  All new students (full-time and international) will automatically be charged for the University plan on the first tuition bill for the semester.

If you already have comparable health insurance coverage and do not wish to subscribe to the University's plan, you must complete the on-line waiver process at: healthinsurance.buffalo.edu.  (A waiver would also negate the grace period coverage.) This must be done prior to or soon after your arrival at UB in order for you to be refunded the fee for University Student Medical Insurance.  You may waive until the due date of your first tuition bill with no penalty.  There is a $50 penalty to waive after the first due date which doubles each month.  The final waiver deadline will be posted on the Student Medical Insurance website.

In mid-July, the waiver process will be available on-line along with dependent enrollment information and application (to add dependents, i.e. spouse or children).  Frequently asked questions about the SMI plan, including the plan benefits, will also be available at the SMI Office and in PDF format on-line.  Please visit the Student Medical Insurance website for the updated information in July.

Student Medical Insurance Office
223 Student Union
University at Buffalo
Buffalo, NY 14260-2100

Phone:  (716) 645-3036   Fax:  (716) 645-3465

Website:  healthinsurance.buffalo.edu