University at Buffalo - The State University of New York
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Estimated Costs & Finances

Expected Tuition Increases

  • Beginning in 2011, the State University of New York began a five year plan of annual tuition increases that affect all SUNY colleges and universities.  Each year, the SUNY Board of Trustees must vote to approve the proposed increases; in 2015, that vote took place at the June meeting.
  • The annual anticipated tuition increases for the DDS program are expected to be in the 9-10% range; estimated tuition rates are currently posted on the Student Accounts website at: http://studentaccounts.buffalo.edu.  All incoming and continuing DDS students should plan their budgets accordingly.
  • Although tuition increases are never a welcome matter, the purpose of the increase is to keep SUNY schools competitive by using these resources to maintain and invest in the quality of your education program in the face of increasing university operating costs and declining state tax fund allocations for university programs.  The SDM faculty remain committed to providing you with the best dental education possible.

Fall Tuition Bills

  • University at Buffalo students receive electronic billing statements (eBill). University eBill notifications will be sent to your @buffalo.edu email address.  The University does not send out paper tuition bills
  • The navigation to your eBill will be provided in an email from our Student Accounts office. It is your responsibility to check your UB email. Failure to view your eBill will not be accepted as a reason to waive the late payment fee.   
  • For more information on tuition bills and methods of payment, please see the Student Accounts website.  
  • You can view your Permanent Address and update it by logging in to MyUB .

Direct Deposit of Refunds

  • The University at Buffalo strongly recommends that all students establish direct deposit, which will allow your financial aid and/or overpayment refunds to be deposited directly into your U.S. bank account.  Here are the advantages for you:

There is no risk of your check being lost or stolen in the mail.

You don’t have to go to the bank to cash or deposit it.

Funds for direct deposit participants will be available sooner when a refund is generated.

Details are available on the Student Accounts website at: http://studentaccounts.buffalo.edu/policies/directdeposit.php

Payment Plans:

  • The University at Buffalo offers payment plans allowing semester bills to be paid in up to four (4) installments, depending upon when you enroll.  The payment plan is available for either the Fall or Spring terms.  If you would like to enroll for both terms, you must enroll at the beginning of each term.  The payment plan is not a loan program and the service is provided interest-free.

Financial Aid Disbursements

  • The Office of Student Affairs strongly encourages you to enroll in direct deposit, which will provide you with the fastest access to your financial aid. Sign up for Direct Deposit in the HUB Student Center by clicking Payment Options in the Finances section and then Direct Deposit from the menu. 
  • The Office of Student Affairs strongly encourages you to enroll in direct deposit, which will provide you with the fastest access to your financial aid. Sign up for Direct Deposit in the HUB Student Center by clicking Payment Options in the Finances section and then Direct Deposit from the menu.

Out-of-Pocket Expenses:

  • Please be aware that you will be facing significant out-of-pocket expenses prior to and during Orientation. These include the cost of supplies, the ExamSoft license fee, and the notebook computer specified by the School of Dental Medicine.

What does this have to do with finances?

  • All out-of-pocket costs are included in your financial aid budget, but will not appear on your tuition bill; you are expected to pay for these separately at the time of issue. Payment may be made by cash, check or credit card. 

Student Health Insurance:

  • Please note: You will be billed automatically for UB’s Health Insurance.  If you have insurance through another company, you will need to complete the waiver on the Health Insurance website at: http://subboard.com/insurance/ by the deadline, which will be posted online at:  http://subboard.com/insurance/deadlines.php. If you want UB’s Health Insurance, and want to increase your financial aid budget for this insurance, please email Nicole Griffo at ngriffo@buffalo.edu.

Financial Planning Resources:

  • The University at Buffalo’s Financial Literacy Program is designed to help students understand the basics of money management.  Please check this webpage for helpful information and resources, including The Cash Course, which is particularly helpful for professional students.